Cash Back Credit Cards

Cash back is a great goal. If you earn back at least 2% on everything you buy it is as if you are getting paid 2% more! Maximize every purchase.
AmEx Blue Cash Preferred

• Annual Fee: $95
• Percent Back: 6% on groceries, 3% on gas, 1% on everything else
• Thoughts: I use BCP to load up a gift card and use the gift card to buy gas... Thus earning 6% on gas as well. Plus, the gift card raises money for friends working in Uganda.

AmEx Blue Cash Everyday

• Annual Fee: $0
• Percent Back: 3% on groceries, 2% on gas, and 1% on everything else
• Thoughts: If you are going to spend over $1,583 at a grocery store, go for the Blue Cash Preferred.

Chase Freedom

• Annual Fee: $0
• Percent Back: 1% on everything (5% on rotating)
• Thoughts: Redeeming with Chase is my favorite because it is super easy. The points are better spent on travel.

Chase Freedom Unlimited

• Annual Fee: $0
• Percent Back: 1.5 percent
• Thoughts: Redeeming with Chase is my favorite because it is super easy. The points are better spent on travel.

Fidelity

• Annual Fee: $0
• Percent Back: 2% on everything
• Thoughts: You redeem at 5,000 points ($50) and the redemption isn't the easiest I've used.

Citi Double Cash

• Annual Fee: $0
• Percent Back: 2% on everything
• Thoughts: I've heard it is easy to redeem. No personal experience.

Discovery

• Annual Fee: $0
• Percent Back: 1% on everything (5% on rotating)